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agenz finds you the best mortgage in Morocco to finance your project

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Buy your new home with confidence

Simple tools to help you move forward, at every stage of your project

Request your online banking agreement

Obtain your agreement in principle for your credit and take a big step in your real estate purchase.

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I calculate my budget

How much can you spend ?

Use our budget calculator to find out how much you can spend on your new home.

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I calculate my monthly payments

How much will your new home cost ?

Simply estimate your monthly loan payments with our smart tool.

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How can we help you ?

The best service in Morocco

Clear communication, a dedicated advisor, and market expertise

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We will give you a response within 24 hours .

Everything you need to know before you start

We have written the guide to real estate credit in Morocco to answer all the questions you have about buying real estate. Buyer of main or secondary residence, investor... let yourself be guided.

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Questions - Réponses

What is the mortgage rate in 2025 in Morocco ?

In 2025, the annual mortgage rate in Morocco varies between 4.5% and 5% excluding VAT.

Why take out a home loan?

The mortgage allows you to buy an apartment or a house by advancing only part of the price at the time of signing at the notary, the rest will be paid by the bank against interest. You will then repay the bank each month for the amount borrowed and the interest.

Is it mandatory to have a contribution to buy a house?

No, you can borrow the entire purchase price of the house, but this is exceptional. Banks generally require between 10% and 20% down payment.

Why simulate a mortgage ?

Doing a simulation will let you know how much you will pay each month. The monthly payments depend on the duration of the credit, the rate applied, and the amount borrowed. To make a simulation, you will have to communicate your monthly income, your current credits, your age, as well as the amount of your contribution.

What is the duration of a mortgage loan ?

The duration of a mortgage is the period during which you will repay your monthly payments. It can be 5 years, 10 years, 15, years or 20 years, some banks can even lend over 25 years

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